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The shortcomings of existing financial systems became widely criticized in the aftermath of the 2007–08 financial crisis leading to an unprecedented wave of interest in new ways of efficiently executing economic transactions while ensuring high levels of transparency and accountability. With over 2,000 in existence at the time of writing this report, cryptocurrencies have received a great deal of attention as a potential tool for radically altering financial landscapes for the betterment of society.

The purpose of this report is to provide a comprehensive overview of how crypto-currencies could be used to achieve this purpose. This includes how cryptocurrencies currently function relative to the intentions of their pioneers, and how the general public, use, understand, and trust them.